Either take less money or wait years until Allstate is forced to settle. That is what has been reported about Allstate’s claims practices. (Remember the ad: when you have Allstate Insurance you are “Always in Good Hands”).
Yesterday, I was talking with a friend whose client was hesitant to hire a personal injury attorney. Simply asking the powerful question, “Why?”
I think the answer to “Why hire an attorney” is answered in that story. It discovered a few things about Allstate’s injury claims:
First, the company evaluates claims with a computer program designed to reduce payouts by as much as 20 percent of what the company once paid for the same injuries.
Second, Allstate pushes policyholders to accept quick settlements without the help of lawyers. Policyholders who try to fight for more money face Allstate attorneys coached to refuse to negotiate and to drag out litigation.
A former Allstate attorney described their tactics:
They put pressure on people by establishing that they are a bully in the market.
I recommend you read the article or other blogs about the article. Many other insurance companies are now using Allstate’s computer program or programs just like it. If you have any questions about their tactics feel free to post a comment or contact me.
Don’t forget to read my previous post entitled “Why Hire a Personal Injury Attorney.”