Uber and Lyft Injuries: Who Pays?

Uber and Lyft are everywhere. Most major US cities have drivers for at least one of these two ride-sharing companies. Uber operates in cities from Abilene to Zacatecas – including Milwaukee.

One of the most common concerns that riders have is who pays for their injuries if they’re hurt by or while riding in an Uber or Lyft.

As Uber celebrates one million drivers worldwide and Lyft hits 60 US cities, some still have concerns about using services like Uber or Lyft. One of the most common concerns that riders have is who pays for their injuries if they’re hurt by or while riding in an Uber or Lyft.

Over the holiday weekend, Sean Conley, 32, died at the hospital after the Lyft he was riding in was hit by another car causing a crash on the north side of Milwaukee. According to Conley’s brother, he was taking a Lyft home when another driver hit his Lyft.

For both Uber and Lyft, their drivers carry third party liability coverage of “at least $1 million of total liability coverage.”[1] What does this mean? If you are injured because your car was hit by an on-duty Uber or Lyft driver or you are injured in an Uber or Lyft as a rider—whether the injury is the driver’s fault or the fault of another party—your injuries are covered by the company’s insurance.

With the growing number of ride-sharing cars on the road more and more people are becoming passengers. As a passenger in someone else’s car, your own car insurance might not cover your injuries if an under- or un-insured driver hits you. It is more important than ever to understand your rights as a Lyft or Uber rider.

If you or a loved one has been injured by a Lyft or Uber, contact a skilled, dedicated, and proven personal injury attorney to discuss your options as a victim of a crash.

[1] https://www.uber.com/drive/insurance/, https://help.lyft.com/hc/en-us/articles/115013080548-Insurance-Policy#duringride